2017-10-18

仮想通貨「リップル」の日本の取引業者、預かり金詐取容疑で逮捕!

モバイル・マネー

日本経済新聞 電子版は、仮想通貨リップル(Ripple)の取引を巡り、顧客から預かった現金をだまし取ったとして、警視庁サイバー犯罪対策課は2017年10月18日に、浜松市の仮想通貨関連会社「リップルトレードジャパン」の31歳の代表で、京都市在住の竹中優樹容疑者を詐欺容疑で逮捕した。

「リップルトレードジャパン」が実質破綻していたのに「手数料無料キャンペーン」などとうたい、少なくとも40人の顧客から計約1700万円を集めた疑いがあるという。

警視庁サイバー犯罪対策課は竹中容疑者が経営実態を隠して多額の現金を集めたとみて、資金の流れを詳しく調べると伝えている。

逮捕容疑は2015年03月、会社が実質破綻して支払い能力がないのに、宮城県の男性(41)からリップルの取引のために預かった現金約140万円を詐取した疑い。容疑を大筋で認めているという。

捜査関係者によると、「リップルトレードジャパン」はリップルの取引で使われるIOU(I owe you/promissory note/written acknowledgment of debt/借用書)を発行するなどし、顧客から手数料を得ていた。しかし竹中容疑者が顧客の預けた資金を私的に流用したことなどから同社の資金は2014年末には枯渇し、顧客から借用書の換金を求められても応じられない実質破綻の状態に陥ったという。

一方で竹中容疑者は15年02〜03月ごろ、自社ホームページで「入金分は手数料をゼロ円にする」などと宣伝して顧客の募集を継続していた。

その直後、竹中容疑者は顧客からの連絡に応じなくなり、「リップルトレードジャパン」は営業を停止。顧客はIOUを換金することができなくなった。

リップルは米国ベンチャーのリップル社が開発した送金システムで、円やドルなど異なる通貨をネットワーク内の仮想通貨(XRP)に換えて送金するネットワークそのものを指す。XRPをリップルコインと呼ぶこともある。

「ゲートウェイ」と呼ばれる業者が顧客から現金を預かり、IOUを発行。顧客はIOUをやり取りして決済する。海外送金時の手数料負担が軽減できる利点がある。

この事件のせいか?2017年10月18日18時16分45秒に仮想通貨全面安になった!

しかし、仮想通貨全体とは無関係である。

責任があるとしたら、Rippleスタッフぐらいだろう。
しかし、それも関係なく、被害者なのかもしれない。

Brad Garlinghouse
CEO

Marcus Treacher
Global Head of Strategic Accounts

Antoinette O’Gorman
Chief Compliance Officer

David Schwartz
Chief Cryptographer

Stefan Thomas
CTO

Cameron Kinloch
VP of Finance

Patrick Griffin
SVP of Business Development

John Mitchell
SVP of Global Sales

Board of Directors

Chris Larsen
Chris Larsen is Executive Chairman of Ripple’s board of directors and former CEO and co-founder of Ripple. Prior to Ripple, Chris cofounded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-LOAN, a publicly traded online lender. During his tenure at E-LOAN, he pioneered the open access to credit scores movement by making E-LOAN the first company to show consumers their FICO scores.

Susan Athey
Susan Athey is Professor of Economics at Stanford Graduate School of Business. She received her bachelor’s degree from Duke University and her Ph.D. from Stanford, and she holds an honorary doctorate from Duke University. She previously taught at the economics departments at MIT, Stanford and Harvard. In 2007, Professor Athey received the John Bates Clark Medal, awarded by the American Economic Association to “that American economist under the age of forty who is adjudged to have made the most significant contribution to economic thought and knowledge.” She was elected to the National Academy of Science in 2012 and to the American Academy of Arts and Sciences in 2008. Professor Athey’s current research focuses on the economics of the internet, internet search, online advertising and the news media, and virtual currencies. She advises governments and businesses on the design of auction-based marketplaces, notably since 2007 serving as a long-term consultant to Microsoft Corporation in a variety of roles, including chief economist.

Brad Garlinghouse
Brad is the CEO of Ripple and a member of the Board of Directors. Prior to Ripple, Brad served as the CEO of file collaboration service Hightail. Previously, he was President of Consumer Applications at AOL from 2009 to 2012 and held various positions at Yahoo! from 2003 to 2009, including Senior Vice President. Brad formerly served as CEO of Dialpad Communications, held management positions at SBC Communications and @Home Network and was an advisor to Silverlake Partners. He currently serves on the Board of Directors of Animoto and OutMatch and has held board positions at Ancestry.com and Tonic Health.

Ken Kurson
Ken Kurson is Editor in Chief at Observer Media. He wrote Esquire’s “Green” column for 17 years, focusing on personal finance, financial investment and financial technology. He also founded Green Magazine and published a book entitled The Green Magazine Guide to Personal Finance (Doubleday, 1997). Ken used these platforms to take complex financial concepts and explain them in a way that is less intimidating to the average reader. Previously, he was a financial analyst for CNNFN, an editor at large for Money and the Executive Vice President at Jamestown Associates.

Anja Manuel
Anja Manuel is Co-Founder and Principal with Condoleezza Rice and others in RiceHadleyGates LLC, a strategic consulting firm that helps U.S. companies navigate international markets. She recently authored This Brave New World: India, China and The United States. From 2005-2007, she served as an official at the U.S. Department of State, responsible for South Asia Policy. Earlier in her career, Ms. Manuel was an attorney working on international and Supreme Court cases, and an investment banker at Salomon Brothers in London. A graduate of Harvard Law School and Stanford University, Manuel now also lectures at Stanford University. In addition to Ripple, she currently serves on several corporate and non-profit boards and advisory boards, including Overseas Shipping Group, Inc. (NYSE listed), Flexport Inc., Center for a New American Security, the Crown Prince of Bahrain, the American Ditchley Foundation, and Governor Brown’s California Export Council.

Takashi Okita
Takashi Okita is the CEO of SBI Ripple Asia, the joint venture between Ripple and SBI Holdings.

Prior to SBI Ripple Asia, he co-founded and served as CEO of VeriTrans, a leading online payment solution provider in Japan. In 2012, Okita-san co-founded econtext Asia and worked to expand the e-commerce payment business from Hong Kong across Asia, implementing joint ventures in China, India, Indonesia and Vietnam.

Elected as one of the “100 People to Change Japan” by Nikkei Business, Okita-san has been recognized as one of the youngest CEOs with companies listed on both the JASDAQ and the Hong Kong Stock Exchange. He also founded and served as chairman of the E-commerce Asia Association and Japan’s E-commerce Payment Forum. Additionally, Okita-san served as a council member for the Financial Agency of Japan.

Arjan Schütte
Arjan Schütte is the founder and a managing partner of Core Innovation Capital, a leading venture capital fund investing in financial services companies that empower everyday Americans. His investments include Ripple, Oportun, CoverHound, and TIO Networks. Schütte is a Senior Advisor to the Center for Financial Services Innovation, the nation’s leading authority on financial health, which he helped start in 2004. He also serves on the boards of CoverHound, SavvyMoney, and TIO Networks, as well as the Consumer Financial Protection Bureau’s Consumer Advisory Board. Schütte earned his Master’s from the Media Laboratory at MIT, as an Interval Research Fellow.

Gene Sperling
Gene Sperling served as National Economic Council Director and National Economic Advisor under President Clinton from 1997 to 2001 and then under President Obama from 2011 to 2014. Prior, he was senior counselor to Treasury Secretary Geithner, advising on financial crisis and auto rescue issues as well as being lead advisor on fiscal and jobs issues. In 2008, he was a chief economic advisor to Hillary Clinton during her Presidential campaign.

He is currently President of Sperling Economic Strategies, which advises financial companies, start-ups, Fortune 500 companies and philanthropies, including PIMCO. Sperling was named one of the 100 Most Powerful People in Global Finance by Worth Magazine and as one of the 50 Most Powerful People in Washington by GQ. Sperling graduated from the University of Minnesota and Yale Law School, and attended Wharton Business School.